Wealth Management Services

Wealth management

Our Wealth Management process considers how all you’re Assets, Pensions, Savings and Investment plans overlap and interact with each other. We then consider the wider picture which concerns your personal financial imperatives and objectives

To construct an all-encompassing financial plan for our clients, we will consider Liabilities, Mortgages, Protection of income and life, Pensions, Savings, Investment, Taxation and Trusts.

This is holistic financial planning.

Independence

Many advisers are using a Wrap Platform in order to deliver their Wealth Management Service Proposition. This can be a very efficient tool in streamlining investment administration.

On the occasion where Wrap Platforms are inefficient, we also have access to the entire range of direct unit trusts, insurance company plans and structured products. This is useful if you only want one multi-manager fund or a direct shareholding rather than a fully constructed portfolio. In this case, the overall charges may be lower by purchasing the plan direct using our discounted and institutional rates.

An example of this would be if you just wanted to buy and hold £5,000 of units in a gold fund for the long term. You would not need to actively manage this investment or sell and buy the units back in order to use up a capital gains tax allowance. In this instance, holding one paper contract note would not present too much of a problem and if you wanted a valuation you would simply log into our extranet or look in a quality newspaper under the popular funds section.

IT Solution

Our technology solution acts as a Master Wrap Platform which effectively pulls all other Wraps and direct plans together in one place. This approach means that we can pull the best of the market into one portal without compromising on service.